PayU Payment Gateway Integration in Android

PayU Payment Gateway Integration in Android is an important task to understand so that PayU payment Gateway can be integrated in your Android Phone. PayU payment gateway is among the one of the best payment gateway used in India.

The numbers of customers making online purchases and doing online business are increasing day by day in India. An online business needs to have a specific web platform to make easy and secure payment transactions among online merchants and their customers.

Several payment gateways like PayU, Cashfree, CCAvenue, PayU are used now a day to make online payment transactions. PayU is one of the best online payment gateway used in India in 2021.

PayU payment gateway review is performed here in this post.

Table of Content

We will explain the following sub topics about PayU Payment gateway including PayU payment gateway integration in android.

• PayU Payment Gateway Overview
• PayU Payment Gateway Features
• PayU Payment Gateway Integration in Android
• Pros and Cons of PayU Payment Gateway
• PayU Pricing Plans and Charges.
• Conclusion and Summary

Let’s start with overview of PayU Payment Gateway.

PayU Payment Gateway Overview

PayU Payment Gateway was launched in 2011 and since then it is the fastest growing online payment solution in India.

PayU payment gateway integration in android enables online merchants to process and accept the payment through various payment methods.

It requires minimal effort, easy to sign up, and a fast onboarding process. PayU provides the facility to accept payment securely and seamlessly from both mobile and desktop.

In India, PayU is the most scalable and stable payment gateway that is suitable for all types of business organizations.

When Customers place an order the user is taken to PayU to make the payment. Payment is completed in a secure manner and after payment user is confirmed and the user is taken to Thank You Page.

PayU payment gateway integration in android is for both registered and unregistered organizations. PayU payment gateway can also be used by individual freelancers as an independent digital payment tool.

Well-known eCommerce CMS Systems are also supported by PayU. These e-commerce CMS systems are Shopify WHMCS,  Opencart, Magento, CS-Cart, WordPress, WooCommerce, Prestashop, etc.

Centralized integration including PayU payment gateway integration in android is the main benefit of using the PayU payment gateway. Therefore the user can do the payment in his local currency from different locations where it operates.

Merchants from different countries of the world can use the PayU payment gateway solution as their service provider in payment processing for their customers.

According to a survey in the present time merchants using PayU begin receiving payments from 16 markets, reaching more than 2.2 billion potential shoppers across the world.

PayU offers over 250 local payment strategies and multiple currency alternatives to customers and reduced the various complexities faced by the customers during payment processing.

PayU Payment Gateway Features

Various Key features of the PayU payment gateway including PayU payment gateway integration in android are as follow –

1.  Subscriptions

For online business organizations getting recurring payments is one of the challenging tasks.

Subscription features inbuilt in the web platform or online tool make it easy for online merchants to get recurring payments. With subscriptions features, they can set up and manage their recurring payment easily.

PayU payment gateway also has subscription features that allow merchants to set up subscriptions plans that best meet the needs of their customers.

Merchants can create a weekly, monthly, or yearly subscription plan.

Additionally, merchants can also create 3 levels of subscriptions with different pricing and services and collect payments with minimum effort.

The subscription feature is beneficial for both businesses to provide and customers.

The subscription feature is available on the Dashboard of PayU Payment Gateway Integration in android.

2. International Payment

At present time most online businesses aspire to go global and they have a global presence. They are promoting and expanding their business internationally that helps them in generating more revenue and a good reach to people.

With a PayU payment gateway, the merchant doesn’t need to worry about collecting payments in multi-currency from your customers. PayU provides the facility to accept the payment in multiple currencies. It also becomes easy for the customer to pay in his local currency.

PayU allows the merchant to accept the payment in more than 100 currencies. It makes the payment process smooth for both national and international customers of a business organization.

3.  Same Day Settlement

All most of all small businesses and startups depend on their daily sales to maintain and improve cash flow in their business. For a business organization, there are some other lot of expenses also such as it’s employee salaries and electricity bills.

In this situation, if they get the money on the same day of the transaction then it will help them to give a boost to the business and managing day-to-day activities.

Therefore with PayU’s Same Day Settlement Feature, merchants can receive settlements on the same day of the transaction, via IMPS.

4. Payouts

Before doing any online business merchant needs to know that how business work!

Generally, it happens that due to busy schedules customers forget to release payments and when he releases it, then it may be possible that banking hours are over.

In such a situation, there is only one option to wait for the next day.SO to resolve these issues PayU launched PayU payout feature.

PayU Payouts provides an easy and automated way to disburse bulk payments to any account instantly, at any time. Merchants can integrate Payout in their system through API and can send money to their receivers Via IMPS, NEFT, and UPI.

Moreover, the merchant can also track and download their transaction report easily through Dashboard.

5.     PayU Assist

Customer support plays a big role in the success of any business organization. PayU provides 24*7 customer care facilities to merchants and resolves their queries so that they can perform and deliver better to their customers.

If the merchant is not satisfied with the answer to the query then he/she can generate a ticket for a better solution to their problem.

6. Payment Modes or PayU payment methods

Various Payment modes or PayU payment methods are available in the PayU Payment gateway are as follow –

UPI

PayU accepts payments via UPI without glitches in handling SMS notifications or remembering your VPA. It simply uses apps like PhonePe, BHIM, WhatsApp, etc. to directly accept payments.

It accepts all major credit/debit cards like Visa, Master Card, Rupay, AMEX, etc for smooth payment with world-class security.

EMI

This payment gateway also provides the facility to customers to do the payment in monthly installments on major bank credit cards like HDFC, Axis, KOTAK, ICICI, etc.

Net Banking

PayU Payment Gateway accepts net banking of all major banks such as SBI, HDFC, Axis, ICICI etc.

PayU provides the facility of using some widely used e-wallets such as JioMoney, Mobikwik, Ai Money, FreeCharge,OlaMoney and Paytm.

PayU Buy Now and Pay Later

PayU Payment Gateway also provides the facility to pay later after purchase. This feature of PayU is known as Buy Now and Pay Later.

7. Integration with website

PayU payment gateway is easy to integrate with an e-Commerce website. Checkout “Bolt” feature of PayU gives a smooth experience to merchant’s customers and keeps them in the context of your website through the process.

It makes the customers enables to use their Net Banking account, UP Credit/Debit Card to pay without sharing or entering any sensitive information to merchant’s website.

The PayU payment gateway provides a seamless checkout experience that helps the merchants to rapidly integrate and begin getting all payments from customers.

Moreover, PayU Payment gateway also provides a one-click buy option, therefore customers can get the items of their need just in one click. Finally, PayU APIs’ and libraries provide security.

8. Integration with Mobile 

PayU Payment gateway can be easily integrated with Android and Ios phones. It accepts mobile payments in any Android App using native API.

With mobile SDKs, merchants do not need to worry about PCI DSS compliance. Libraries use by PayU servers which are secure and PCI-DSS Compliant. The Pay SDKs ensure strong encryption and data security.

PayU Payment Gateway also accepts payments in iOS apps using Native iOS SDK. With SDKs, merchants do not need to worry about PCI-DSS compliance.

9. Security

Security is the major concern for the customer while making the payment online. With the PayU payment gateway, customers can make the payment securely because APIs and Libraries used by the PayU payment gateway are PCI-DSS compliant.

 Pros of PayU Payment Gateway

Various pros of PayU Payment Gateway are as follow

1. The transaction Success rate is Good.
2. 100 + Payment options for customers.
3. International Payment acceptance.
4. World-class security.
5. Easily Integrated with different platforms
6. Faster Transaction Processing.
7. Multiple-Currency Payment Acceptance.
8. Recurring Payment Facility
9. Web Checkout
10. Tokenization

Cons of PayU Payment Gateway

There are several advantages of using PayU Payment Gateway but still, some cons are there. Some cons of using the PayU are as follow –

• Sometimes Merchants may encounter the cash flow problem Transaction charges are higher   as compare to transaction charges of some other Payment Gateway.

 PayU Payment Gateway Charges and Pricing Plan

• Annual Maintenance Charge – Zero
• Transaction Charge – 2 % + GST for each transaction
• International Transaction Charge= 3% + GST per transaction.
• For EMI payment options, a set-up fee is also there that needs to be paid with annual maintenance charges.

Conclusion and Summary

PayU payment gateway has some advance features that makes it more popular among the online merchants. Android integration feature of PayU payment gateway makes it more beneficial.

Payment acceptance in multiple currencies , wide range of payment methods, high level security, smooth checkout experience , fast and secure transaction processing make the PayU payment gateway effective and more useable in the market.

I hope that after reading this article you will have awareness about the payu payment charges, payu payment methods , payu payment modes and also about payu payment integration in android.